As a federal employee, finding a dental plan that covers implants may be important to you. Implants are an increasingly popular choice for dental restoration due to their durability and natural appearance. In this article, we will explore ten different federal employee dental plans to determine which ones cover implants and provide comprehensive coverage for your dental needs.
1. Dental Insurance Plan (FEDVIP)
The Federal Employees Dental and Vision Insurance Program (FEDVIP) offers a wide range of dental plans to federal employees. Many of the FEDVIP dental plans cover implants, ensuring you have access to this advanced dental treatment. Some popular plans include Aetna Dental, Delta Dental, and MetLife.
Implant coverage under FEDVIP dental plans varies depending on the specific plan you choose. As for the cost, the average price for a single dental implant in the United States ranges from $3,000 to $6,000.
FAQ:
Q: What is the waiting period for dental implants under FEDVIP plans?
A: Waiting periods can vary depending on the plan. It is important to review the details of each plan to determine the waiting period for implant coverage.
2. United Concordia Dental
United Concordia Dental offers dental plans specifically designed for federal employees. Their dental plans cover a range of services, including implants. United Concordia Dental provides comprehensive coverage for implants, ensuring you can receive the treatment you need at an affordable cost.
The average price for a dental implant with United Concordia Dental ranges from $2,500 to $5,000.
FAQ:
Q: Are there any limitations or exclusions for implant coverage under United Concordia Dental?
A: Some plans may have limitations or waiting periods for implant coverage. It is recommended to review the plan details for specific information.
3. GEHA Dental
GEHA Dental offers dental plans tailored for federal employees and their families. Their dental plans cover a wide range of services, including dental implants. GEHA Dental ensures comprehensive coverage for implants, allowing federal employees to receive the treatment they need without significant out-of-pocket expenses.
The average price for a dental implant with GEHA Dental ranges from $2,000 to $4,000.
FAQ:
Q: Are there any waiting periods for implant coverage under GEHA Dental?
A: Waiting periods may apply for implant coverage, depending on the specific plan. It is advisable to review the plan details for more information.
4. Blue Cross Blue Shield Federal Dental
Blue Cross Blue Shield Federal Dental offers dental plans exclusively for federal employees. Their dental plans include coverage for implants, ensuring you have access to this advanced dental treatment.
The average price for a dental implant with Blue Cross Blue Shield Federal Dental ranges from $3,000 to $6,000.
FAQ:
Q: Are there any annual or lifetime maximums for implant coverage under Blue Cross Blue Shield Federal Dental?
A: Each plan may have different maximum benefits for implants. It is recommended to review the specific plan details for coverage limits.
5. Cigna Dental
Cigna Dental offers dental plans that cater to federal employees, providing comprehensive coverage for a wide range of dental treatments, including implants. Cigna Dental ensures that you can receive the dental care you need without significant financial burden.
The average price for a dental implant with Cigna Dental ranges from $3,000 to $5,000.
FAQ:
Q: Do Cigna Dental plans cover the entire cost of dental implants?
A: The coverage for dental implants may vary depending on the specific plan. It is advisable to review the plan details for information on coverage percentages.
6. EmblemHealth Dental
EmblemHealth Dental provides dental plans specifically designed for federal employees, offering coverage for a wide range of dental services, including implants. EmblemHealth Dental ensures comprehensive coverage for implants, allowing you to receive the dental treatment you need.
The average price for a dental implant with EmblemHealth Dental ranges from $2,500 to $5,000.
FAQ:
Q: Are there any waiting periods for implant coverage under EmblemHealth Dental?
A: Some plans may have waiting periods for implant coverage. Reviewing the specific plan details will provide more information on waiting periods.
7. Federal Employees Dental Program (FEDP)
The Federal Employees Dental Program (FEDP) provides dental coverage for federal employees, ensuring access to comprehensive dental care, including implants. FEDP offers a range of dental plans with varying coverage levels to suit different needs.
The average price for a dental implant with Federal Employees Dental Program ranges from $2,000 to $4,000.
FAQ:
Q: Are there any limitations on the number of implants covered under Federal Employees Dental Program?
A: The specific plan details will outline any limitations on the number of implants covered.
8. Dominion National Dental
Dominion National Dental offers dental plans tailored for federal employees. Their dental plans cover a range of services, including implants. Dominion National Dental ensures comprehensive coverage for implants, allowing federal employees to receive the necessary dental treatment.
The average price for a dental implant with Dominion National Dental ranges from $2,500 to $5,000.
FAQ:
Q: Is there coverage for implant-related procedures, such as bone grafting, under Dominion National Dental plans?
A: Coverage for implant-related procedures may vary depending on the specific plan. You should review the plan details for more information on coverage.
9. Mail Handlers Benefit Plan (MHBP)
Mail Handlers Benefit Plan (MHBP) offers dental plans designed for federal employees, ensuring access to comprehensive dental care. Their dental plans include coverage for implants, allowing federal employees to receive this advanced dental treatment.
The average price for a dental implant with Mail Handlers Benefit Plan ranges from $3,000 to $6,000.
FAQ:
Q: Can I receive coverage for implants immediately upon enrolling in a Mail Handlers Benefit Plan?
A: Waiting periods may apply for implant coverage. Reviewing the specific plan details will provide information on waiting periods.
10. Foreign Service Benefit Plan (FSBP)
The Foreign Service Benefit Plan (FSBP) offers dental plans exclusively for federal employees. Their dental plans include coverage for a variety of dental services, including implants. FSBP ensures comprehensive coverage for implants, allowing federal employees to maintain good dental health.
The average price for a dental implant with Foreign Service Benefit Plan ranges from $3,000 to $5,000.
FAQ:
Q: Do Foreign Service Benefit Plan dental plans cover the cost of implant-supported dentures?
A: Coverage for implant-supported dentures may depend on the specific plan. It is advisable to review the plan details for information on coverage.
References:
- Federal Employees Health Benefits (FEHB) Program
- Aetna Dental
- Delta Dental
- MetLife
- United Concordia Dental
- GEHA Dental
- Blue Cross Blue Shield
- Cigna Dental
- EmblemHealth Dental
- Federal Employees Program (FEP) Blue Dental