Which Dental Insurance Covers Crowns

When it comes to dental insurance, finding a plan that covers specific procedures such as crowns can be a daunting task. Crowns are a common dental procedure used to restore damaged teeth, and they can be quite expensive without insurance coverage. In this article, we will explore ten dental insurance providers and discuss their coverage of crowns in detail.

1. Delta Dental

Delta Dental is one of the largest dental insurance providers in the United States. They offer different plans with varying coverage for crowns. Some plans cover crowns at a percentage of the cost, typically ranging from 50% to 80%. The out-of-pocket expense for a crown with Delta Dental insurance can range from $500 to $1,500, depending on the plan and geographical location.

Delta Dental Website:

2. Cigna Dental

Cigna Dental provides dental insurance plans that often include coverage for crowns. The percentage of coverage varies depending on the plan, but it usually ranges from 50% to 80%. The average cost for a crown with Cigna Dental insurance is around $1,000, but it can be higher or lower depending on the specific plan and location.

Cigna Dental Website:

3. UnitedHealthcare Dental

UnitedHealthcare Dental offers several dental insurance plans, some of which provide coverage for crowns. The percentage of coverage can range from 50% to 80% depending on the plan. The average cost for a crown with UnitedHealthcare Dental insurance is around $1,200 to $1,500.

UnitedHealthcare Dental Website:

4. MetLife Dental

MetLife Dental insurance plans may cover crowns, but the coverage percentage varies based on the specific plan. It typically ranges from 50% to 80%. The average cost for a crown with MetLife Dental insurance is around $1,000 to $1,500.

MetLife Dental Website:

5. Aetna Dental

Aetna Dental offers different dental insurance plans, some of which cover crowns. The coverage percentage can range from 50% to 80% depending on the plan. The average cost for a crown with Aetna Dental insurance is approximately $1,000 to $1,500.

Aetna Dental Website:

6. Guardian Dental

Guardian Dental insurance plans typically cover crowns at a percentage that ranges from 50% to 80%. The average cost for a crown with Guardian Dental insurance is around $1,000 to $1,500.

Guardian Dental Website:

7. Humana Dental

Humana Dental insurance offers different plans with varying coverage for crowns. The coverage percentage can range from 50% to 80%. The average cost for a crown with Humana Dental insurance is approximately $1,000 to $1,500.

Humana Dental Website:

8. Ameritas Dental

Ameritas Dental insurance plans typically cover crowns at a percentage that ranges from 50% to 80%. The average cost for a crown with Ameritas Dental insurance is around $1,000 to $1,500.

Ameritas Dental Website:

9. Blue Cross Blue Shield Dental

Blue Cross Blue Shield Dental offers various dental insurance plans, and coverage for crowns can vary. The coverage percentage may range from 50% to 80%. The average cost for a crown with Blue Cross Blue Shield Dental insurance is approximately $1,000 to $1,500.

Blue Cross Blue Shield Dental Website:

10. Principal Dental

Principal Dental provides dental insurance plans that may cover crowns at a percentage ranging from 50% to 80%. The average cost for a crown with Principal Dental insurance is around $1,000 to $1,500.

Principal Dental Website:

Frequently Asked Questions

Does dental insurance cover the full cost of crowns?

No, dental insurance typically covers a percentage of the cost of crowns, usually ranging from 50% to 80%. The remaining cost is an out-of-pocket expense for the patient.
Do all dental insurance plans cover crowns?

No, not all dental insurance plans cover crowns. It is important to check the details of each plan to determine if crowns are included in the coverage.
Are there waiting periods for crown coverage?

Some dental insurance plans may have waiting periods before coverage for crowns becomes active. These waiting periods can range from a few months to a year.
Can dental insurance be used for cosmetic crowns?

Most dental insurance plans typically do not cover cosmetic procedures, including cosmetic crowns. They usually only cover crowns required for functional purposes.
Is pre-authorization required for crown coverage?

Some dental insurance plans may require pre-authorization or pre-approval before the coverage for crowns takes effect. It is essential to check with the insurance provider for their specific requirements.